Standard return procedure applies for product returns. In case of product cancellation/return, your refund will be made to the account to which your credit is linked. But your loan is not considered closed. If you have a request to withdraw from the loan after the product cancellation/return, you must contact the bank individually. You will be responsible for the interest incurred from the date of your order until the date of closing the loan. Interest rates and maturities are determined by banks.